:root{
  --navy:#14213D; --ink:#0B1226; --gold:#F2B321; --gold-deep:#D99A0B;
  --cream:#FBF7EE; --paper:#FFFFFF; --steel:#5A6478; --line:#E5DFD2;
  --red:#C0392B;
  --display:'Barlow Condensed',sans-serif; --body:'Barlow',sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--body);color:var(--ink);background:var(--cream);line-height:1.6;font-size:17px}
img{max-width:100%;display:block}
a{color:var(--navy)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}

/* ---------- top bar + header ---------- */
.topbar{background:var(--ink);color:#fff;font-size:14px;padding:7px 0}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:10px}
.topbar span b{color:var(--gold)}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
header{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 2px 10px rgba(11,18,38,.35)}
header .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:10px;padding-bottom:10px;gap:14px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{width:54px;height:54px;border-radius:8px}
.brand .bt{font-family:var(--display);font-weight:800;font-size:24px;line-height:1.05;color:#fff;letter-spacing:.5px}
.brand .bt small{display:block;font-family:var(--body);font-weight:600;font-size:11px;color:var(--gold);letter-spacing:1.5px}
nav.main{display:flex;gap:4px;flex-wrap:wrap}
nav.main a{color:#E8ECF6;text-decoration:none;font-weight:600;font-size:15px;padding:8px 11px;border-radius:6px}
nav.main a:hover,nav.main a.on{background:rgba(242,179,33,.16);color:var(--gold)}
.callbtn{background:var(--gold);color:var(--ink);font-family:var(--display);font-weight:800;font-size:19px;letter-spacing:.5px;padding:10px 18px;border-radius:8px;text-decoration:none;white-space:nowrap;box-shadow:0 3px 0 var(--gold-deep)}
.callbtn:hover{transform:translateY(1px);box-shadow:0 2px 0 var(--gold-deep)}
.menu-t{display:none;position:relative;z-index:58;background:none;border:2px solid rgba(255,255,255,.4);color:#fff;font-size:22px;line-height:1;padding:6px 12px;border-radius:8px;cursor:pointer}
.nav-backdrop{display:none;position:fixed;inset:0;background:rgba(11,18,38,.55);z-index:55;opacity:0;transition:opacity .25s ease}
.nav-backdrop.open{display:block;opacity:1}

/* ---------- hero ---------- */
.hero{background:var(--cream);border-bottom:6px solid var(--navy)}
.hero .wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:36px;align-items:center;padding-top:52px;padding-bottom:56px}
.kick{display:inline-block;background:var(--red);color:#fff;font-weight:700;font-size:13px;letter-spacing:1px;padding:5px 12px;border-radius:4px;margin-bottom:16px}
h1{font-family:var(--display);font-weight:800;font-size:56px;line-height:1.02;color:var(--navy);letter-spacing:.3px}
.hero p.sub{font-size:19px;color:var(--steel);margin:16px 0 26px;max-width:34em}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.cta-big{background:var(--navy);color:#fff;font-family:var(--display);font-weight:800;font-size:24px;letter-spacing:.5px;padding:15px 26px;border-radius:10px;text-decoration:none;box-shadow:0 4px 0 var(--ink)}
.cta-big b{color:var(--gold)}
.cta-ghost{color:var(--navy);font-weight:700;text-decoration:none;border-bottom:2px solid var(--gold);padding-bottom:2px}
.hero img.logo{width:min(340px,80%);margin:0 auto;filter:drop-shadow(0 12px 24px rgba(20,33,61,.18))}
.trustrow{background:var(--navy);color:#fff}
.trustrow .wrap{display:flex;justify-content:space-between;gap:8px;flex-wrap:wrap;padding-top:14px;padding-bottom:14px;font-weight:600;font-size:15px}
.trustrow span{display:flex;align-items:center;gap:8px}
.trustrow svg{flex:none}

/* ---------- ribbon section headers ---------- */
.ribbon{position:relative;margin:56px 0 26px}
.ribbon h2{font-family:var(--display);font-weight:800;font-size:34px;color:var(--ink);display:inline-block;background:var(--gold);padding:8px 26px 8px 20px;clip-path:polygon(0 0,100% 0,calc(100% - 16px) 100%,0 100%);letter-spacing:.5px}
.ribbon p{color:var(--steel);margin-top:10px;max-width:44em}

/* ---------- cards ---------- */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.card{background:var(--paper);border:1px solid var(--line);clip-path:polygon(14px 0,100% 0,100% 100%,0 100%,0 14px);padding:22px 22px 20px;display:flex;flex-direction:column;gap:8px}
.card h3{font-family:var(--display);font-weight:700;font-size:23px;color:var(--navy)}
.card p{font-size:15.5px;color:var(--steel);flex:1}
.card a.more{font-weight:700;font-size:15px;text-decoration:none;color:var(--navy);border-bottom:2px solid var(--gold);align-self:flex-start;padding-bottom:1px}
.card .tag{font-size:12px;font-weight:700;letter-spacing:1px;color:var(--gold-deep)}

/* ---------- checklist / columns ---------- */
ul.check{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:9px 26px;margin:14px 0}
ul.check li{padding-left:28px;position:relative;font-weight:500}
ul.check li::before{content:"";position:absolute;left:0;top:5px;width:16px;height:16px;background:var(--gold);clip-path:polygon(14% 44%,0 65%,50% 100%,100% 16%,80% 0,43% 62%)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:start}
.note{background:#fff;border-left:5px solid var(--gold);padding:16px 18px;font-size:15.5px;color:var(--steel)}
.note b{color:var(--ink)}

/* ---------- band / CTA ---------- */
.band{background:var(--navy);color:#fff;margin:60px 0 0;clip-path:polygon(0 14px,60px 0,100% 0,100% calc(100% - 14px),calc(100% - 60px) 100%,0 100%)}
.band .wrap{padding-top:44px;padding-bottom:44px;text-align:center}
.band h2{font-family:var(--display);font-weight:800;font-size:38px;letter-spacing:.5px}
.band p{color:#C7CEDD;margin:8px auto 22px;max-width:40em}

/* ---------- reviews ---------- */
.rev{background:var(--paper);border:1px solid var(--line);padding:20px;clip-path:polygon(14px 0,100% 0,100% 100%,0 100%,0 14px)}
.stars{color:var(--gold-deep);letter-spacing:2px;font-size:15px}
.rev p{font-size:15.5px;color:var(--steel);margin:8px 0}
.rev b{font-size:14px}

/* ---------- FAQ ---------- */
details{background:var(--paper);border:1px solid var(--line);margin-bottom:10px}
details summary{cursor:pointer;font-weight:700;font-size:17px;padding:15px 18px;list-style:none;display:flex;justify-content:space-between;gap:10px}
details summary::after{content:"+";font-family:var(--display);font-size:24px;color:var(--gold-deep);line-height:1}
details[open] summary::after{content:"–"}
details div{padding:0 18px 16px;color:var(--steel);font-size:15.5px}

/* ---------- areas ---------- */
.areas{display:flex;flex-wrap:wrap;gap:8px}
.areas span{background:#fff;border:1px solid var(--line);padding:7px 14px;font-weight:600;font-size:14.5px}

/* ---------- page system ---------- */
main section.page{display:block}
.pagehead{background:var(--navy);color:#fff}
.pagehead .wrap{padding-top:44px;padding-bottom:40px}
.pagehead h1{color:#fff;font-size:44px}
.pagehead p{color:#C7CEDD;max-width:44em;margin-top:10px;font-size:18px}
.crumb{font-size:13px;color:var(--gold);font-weight:700;letter-spacing:1px;margin-bottom:12px}
.crumb a{color:var(--gold);text-decoration:none}
.body-pad{padding:8px 0 64px}

/* ---------- contact form ---------- */
form{display:grid;gap:12px}
form label{font-weight:600;font-size:14px}
form input,form select,form textarea{width:100%;padding:11px 12px;border:1.5px solid var(--line);background:#fff;font-family:var(--body);font-size:16px;margin-top:4px}
form textarea{min-height:110px;resize:vertical}
form button{background:var(--gold);border:none;font-family:var(--display);font-weight:800;font-size:20px;padding:13px;cursor:pointer;box-shadow:0 3px 0 var(--gold-deep)}

/* ---------- footer ---------- */
footer{background:var(--ink);color:#AEB6C8;margin-top:70px;font-size:15px}
footer .wrap{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:28px;padding-top:44px;padding-bottom:26px}
footer h4{font-family:var(--display);font-weight:700;font-size:19px;color:#fff;margin-bottom:10px;letter-spacing:.5px}
footer a{color:#AEB6C8;text-decoration:none;display:block;padding:3px 0}
footer a:hover{color:var(--gold)}
.legal{border-top:1px solid #232C44;padding:16px 0;font-size:13px;text-align:center}
.legal .wrap{display:block;padding-top:0;padding-bottom:0}

/* ---------- mobile call bar ---------- */
.mobilecall{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--gold);box-shadow:0 -3px 12px rgba(11,18,38,.25)}
.mobilecall a{display:flex;align-items:center;justify-content:center;gap:10px;padding:15px;font-family:var(--display);font-weight:800;font-size:22px;color:var(--ink);text-decoration:none;letter-spacing:.5px}

@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr;padding-top:36px;padding-bottom:40px}
  .hero img.logo{order:-1;width:180px;margin:0 0 8px}
  h1{font-size:42px}
  .grid{grid-template-columns:1fr 1fr}
  .split,.grid2{grid-template-columns:1fr}
  footer .wrap{grid-template-columns:1fr 1fr}
  nav.main{position:fixed;top:0;right:0;bottom:0;width:min(300px,80%);z-index:56;display:flex;flex-direction:column;gap:2px;background:var(--navy);padding:90px 22px 24px;overflow-y:auto;box-shadow:-10px 0 28px rgba(11,18,38,.4);transform:translateX(100%);transition:transform .3s ease}
  nav.main.open{transform:translateX(0)}
  nav.main a{font-size:17px;padding:13px 6px;border-bottom:1px solid rgba(255,255,255,.1)}
  nav.main a:last-of-type{border-bottom:none}
  nav.main .nav-call{margin-top:18px;background:var(--gold);color:var(--ink);font-family:var(--display);font-weight:800;font-size:18px;text-align:center;padding:13px;border-radius:8px}
  nav.main .nav-call:hover{background:var(--gold)}
  .menu-t{display:block}
  header .callbtn{display:none}
  .mobilecall{display:block}
  body{padding-bottom:58px}
  body.menu-open{overflow:hidden}
  ul.check{grid-template-columns:1fr}
  .topbar span.hide-m{display:none}
}
@media (max-width:520px){
  .grid{grid-template-columns:1fr}
  h1{font-size:36px}
  .pagehead h1{font-size:34px}
  .ribbon h2{font-size:28px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold-deep);outline-offset:2px}